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HUD.gov / U.S. Department of Housing and Urban Development. – How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal. Low down payments. then the fha reverse mortgage might be right for you. It lets you convert a portion of your equity into cash.. one for those who own the land that the home is on and another.
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