refinance after chapter 13 discharge

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Collection Agency Still Reporting as "Open" after Chapter. – Going through the same problem with a rental company. The account was discharged 5 years ago in chapter 7 bankruptcy but appears on equivax as open account collection in.

chapter 13 bankruptcy Refinance Contact Page | Peoples Bank. – Refinancing Your Home After Chapter 13 Bankruptcy Is Possible. Peoples Bank recognizes that refinancing an existing mortgage after bankruptcy, is a goal for many clients after they have completed their Chapter 13 Bankruptcy plan.

FinAid | Answering Your Questions | Bankruptcy and. – This page answers common questions about the relationship between bankruptcy and financial aid, such as student loans. The first answer concerns the impact of.

Unable to refinance after Chapter 13 bankruptcy dismissal. – Unable to refinance after Chapter 13 bankruptcy dismissal even with extenuating circumstances +1 vote My wife and I want to refinance our mortgage in Houston, Texas.

How do I Refinance a Mortgage After a Chapter 13 Discharge. – Wait Out the Seasoning Period. Conventional lenders have a "seasoning" or wait period of two years from the date you get your Chapter 13 discharge papers. The FHA and VA consider your loan application as early as one day after discharge and even during the bankruptcy, as long as you have made your plan repayments on time for at least 12 months.

Refi with HARP immediately after Chapter 13 Bankruptcy Discharge – Refi with HARP immediately after Chapter 13 Bankruptcy Discharge. The lenders who lend will usually have their own set of rules above and beyond what HARP or Fannie Mae/Freddie Mac require.. Although FNMA says 2 years, HARP rules change to no waiting period, you still need a bank that will allow it..

How Soon Can I Buy a House After Bankruptcy? – Chapter 13 bankruptcies can be a little different. You might be able to land a conventional loan two years after a Chapter 13 discharge. FHA and VA loans are even more lenient. Borrowers can be.

Will bankruptcy help mortgage modification? – You are allowed to file a Chapter 13 bankruptcy after filing a Chapter 7. The only difference is you cannot receive a “discharge” of debts inside the new Chapter 13 case. Generally speaking, a.

FHA Refinance Loans: Another Chapter 13 Question – FHA Refinance Loans: Another Chapter 13 Question. We have gotten a large volume of reader questions about refinancing a home while in Chapter 13 bankruptcy. Here’s the latest: "We have current mortgage, never behind on payment. We like to refinance our home mortgage, but we are discharge from Chapter 13 before couple months!

How long does Chapter 7 bankruptcy last? What will my life look like during bankruptcy? Can I refinance my mortgage after ch. 13 discharge? | Credit. – My ch. 13 bankruptcy was discharged in March 2010. Prior to my BK, i had a FICO above 800. Since discharge, I have maintained good credit (665 FICO) and no late pays on car, mortgage, or one credit card (that was in husband’s name and not included in my personal BK).